ViA MiniPay™ is a patented revolutionary, first-of-its-kind and the only one-of-its-kind true OFFLINE payment solution, it is a offline POS terminal (device).

ViA MiniPay™ is the trade name for the device and its concept.

ViA MiniPay™ makes it possible for everyone, regardless of how small the business is operating street-vendor, tricycles taxi's or the window-cleaner who now can accept a secure instant payment for the services given.

The MiniPay™ Device stores the payment values, in a VOW Token, which are later uploaded into the owner's (Vendors) ViA^® Account. The uploads can be done by visiting a ViA^® Agent, or a ViA^® Merchant operating the ViA^® eBM POS device (Online) or if one later has access to a mobile phone or internet, or, at a ViA^® Kiosk, to name a few ways. ViA MiniPay™ keeps costs down for the Vendor, to a minimum and is designed for the mass market.

When paying with the ViAcard, the Smart-Chip creates the ViA^® Secure Token (VOW), a digitally-signed PKI (Public Key Infrastructure) data record. These tokens are then stored, either in the Vendors Smart-Chip card and or in a simple SAM memory card.
When the ViA^® Secure Token has been created it can be stored in an unsecure device, such as a normal flash memory...

ViA MiniPay™ Token is NOT Cryptocurrency or Bitcoin or Blockchain.

ViA MiniPay™ Token also named VOW Token

ViA MiniPay™ VOW-Token	Cryptocurrency / Bitcoin / Blockchain
Values backed 1:1 with real money.	Values generated out of thin air.
As stable as real money.	Fluctuates +/- 10% per day.
Balances kept track of in a bank.	Balances kept track of in a worldwide distributed ledger.
Transactions protected by cryptographic signatures.	Transactions protected by cryptographic signatures..
Transactions locked in and validated immediately.	Transactions not valid until consensus in the distributed ledger (20 minutes).
Like traditional and secure cash transactions.	Overhyped "investment" tool, not for payments.
Balance can generate interest.	No interest applicable.

The ViA^® Offline Wallet, known as VOW, is pre-loaded .... When paying with the ViA^® Card, it creates a secure, digital token that is stored on the ViA MiniPay™ Device. Later it is uploaded to the vendor's ViA^® account all through a touch-and-go convenience.

The ViA MiniPay™ device offers a unique solutions to hundreds of millions of small vendors and micro-businesses who don't own a mobile phone, or who have no access to the internet, or are not near any external power. It includes those consumers who have been excluded in world commerce. Purchasing is mush more convenient when not using cash. The ViA MiniPay™ is a real OFFLINE solution where a secure purchase event is made in just one (1) second.

It is free for the user, with no monthly fees nor transaction charges. The ViA MiniPay™ device is free for vendors, and there are no MDR fees!

Since one is not online during the payment process, there is little if any chance of hacking or absconding with funds. ViA MiniPay™ solution is built upon a secure method of using NFC technology and a pre-paid ViA^® Wallet.

In one word - NO! .....

The ViA MiniPay™ device is designed for smaller, everyday transaction amounts, from buying an apple to taking a taxi.

None other than the handsome, Swedish rascals of Technology fame, Lars Olof Känngård and Mats Engström!

Everybody can use the ViA^® card.

If you did use the Wallet-PIN Code then you did not loose your money.